Facts about Ridesharing Insurance Liabilities
Despite being relatively new in society, ride services like Uber undeniably has been received warmly by its targets, even showcasing a staggering record of up to a million or so rides in a single day. This amount would definitely leave anyone flabbergasted and astonished. Although positively thinking, this kind of outcome is good for Uber rides, the significant amount of trips only mean that the number of potential accidents have also greatly increased.
With car accidents as the topic, many are also curious and left with the question of who would the responsibility be pinned to, if car accidents occur on Uber rides. There would also be more alert individuals out there who may have also realized that there could be occasions where the law may not be able to govern a certain situation and if so, who would end up being responsible for it? What makes rides like Uber and other services like it a bit more problematic than usual, lies in the fact that the laws that regulate them are based on private cars, instead of transportation vehicles like taxis or cabs.
Some may have definitely placed their eyes on joining the Uber group already as a driver to gain an easy extra cash in this continuously growing company. However, you’ll surely be dead-wrong if you think that it’s all going to be easy as there are some things that may make the process a bit more complex than you think. Before you join Uber, here are some facts about their insurance liability that you should be informed of.
One of the things that would surely capture your attention when being wary about Uber, is their hazy insurance policies, and this is something that would surely put some complications in your ride given the fact that it is something that would protect you even when accidents happen. Insurances provided by the company may seem adequate for some drivers and for some occasions but there are also instances where they may not be enough and they could even become extremely blurry.
Despite the fact that Uber insurances may turn blurry at some occasions or accidents, some may assure themselves that it would be alright as long as they still have their own insurance but the truth remains that when you’re currently on duty as an Uber driver, your personal insurances may not always work.
Although states specifically required companies to provide insurances to their drivers, it would not always work. It is easy to see that you’ll surely find yourself in a pinch, with a high probability that the expense would be something you’d have to shoulder, which could even become more troublesome if you’re dealing with an injury caused to a passenger as well.
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